Other International Banks
Although they are not as aggressive as standard banks, many international Internet banks are enjoying tremendous popularity. Customers all over the world take advantage of the efficient and reliable services that major international banks provide. Two of these are the eTrade Bank and ING Direct. However, these two are not alone. Here are a few of the many burgeoning online banks penetrating the international markets.
RaboBank
The Netherlands is the birthplace of Europe’s largest Internet Bank, the RaboBank International Direct Banking. This Dutch cooperative bank has offices across the globe. You can make transactions with the RaboBank online, by mail or over the phone. They allow their clients to save because it charges no fees, sets no minimums and offers the best rates and deals in any country. If you decide to open an account with the RaboBank, you also don’t need to worry about application fees. To know more about this bank, log on to their website.
SEB
Formally known as Skandinaviska Enskilda Banken AB, SEB is a North-European financial institution for both corporate entities and private individuals. Although it carries out insurance operations, this Swedish bank primarily offers banking services to over 400,000 corporate institutions and customers and over 5 million private individuals in Germany, Russia, Poland, the Ukraine and the Baltic and Nordic countries. Its strong presence can also be felt in another ten countries, making it Europe’s second largest Internet bank. If you’re impressed, check out its official website and find out more about the company.
Smile
Although it doesn’t really sound like a bank’s name, Smile is a legitimate Internet bank. In fact, it is an award-winning online bank based in the United Kingdom. Founded as the country’s first full online bank in 1999, Smile offers full-service savings accounts, current accounts, credit cards, investments and other financial services. A subsidiary of The Co-operative Bank, it is also the first British Internet bank to be given an ISO27001 Information Security certification for its ethical banking policy and dedication to maintaining security. What makes it different from other banks is its use of simple language and scrapping the financial jargon so that its customers can understand its policies and transactions better. For more information about Smile, explore its website.






on 2011-06-22 at 12:42:11
This comment is awaiting moderation.on 2010-12-20 at 20:41:52
I want to cash in 21,000 Bolivares and I want to know what bank can change them in for U.S currency.(And I want to open an account)on 2008-09-24 at 02:13:13
Wow, 'Smile' as a name for a bank is totally awesome. I mean, it doesn't pretend to have the stuffy image that almost all banks try to project. Instead it gives off a happy, cheerful aura! I think I'll try signing an account there.on 2008-05-29 at 14:43:41
Has anyone ever had a mortgage for their Canadian or American home through an International bank that doesn't have a USA or Canadian subsidiary? I am just curious if this is even possible and if possibly the interest rates would be better.