Based in Charlotte, North Carolina, the Bank of America is the second largest bank in the United States. Operating over 5,700 branch offices worldwide, it offers banking, investment and loan services to businesses and individuals alike. It has reported a workforce of more than 203,425 employees and a revenue of US$ 117 billion for 2006. The bank purchased FleetBoston Financial Corporation in 2005 and acquired MBNA, a credit card company, in 2006, making it the biggest credit issuer in the US.

One Man, One Bank

The Bank of America was formed after NationsBank acquired BankAmerica in 1998. Its beginnings, however, can be traced back to 1784, right after the American Revolution. However, the real start of its operations took place in 1904. It was founded by A.P. Giannini as the Bank of Italy after being neglected by other banks in San Francisco’s Italian community. Local residents was immediately drawn by the bank because of their financial needs and social circumstances. As California grew economically as a state, the bank did, too.

In 1930, the Bank of Italy was amalgamated with the Bank of America National Trust and Savings Association. Giannini was appointed as chairman of the committee responsible for working out the details of the merger. He pursued his interest of creating a national bank with the same nature and goals as his original brainchild, the Bank of Italy. This is exactly why many people consider the story of Bank of America as the story of its founder, Giannini. The bank clearly embodies his ideas, ambitions, goals, values and personality.

Online Banking Services

The Bank of America Online Banking is open to all customers who already have an account with the bank. If you don’t have one yet, you can still sign up for an account for free nevertheless. One thing that sets this bank’s online program from its competition is that it handles bill payments differently. Usually, a truckload of data would be required. With the Bank of America, the system already knows the addresses of the commonly used payees. The program also knows the names of the key players in the community and keeps billing addresses that most clients are likely to use like cable TV, electric, utility companies, department stores and local financial institutions. Another inviting feature is that the money intended for payment is not debited until the payment comes at the billing address of the payee.

Apart from these, there are so many other benefits that the Bank of America offers. Orient yourself by browsing through their official website: https://www.bankofamerica.com. All their products and services are listed on its homepage so you don’t to play hide-and-seek with the links you are looking for.

You can also easily set up an account. All you need to do is visit http://www.bankofamerica.com/state.cgi?section=onlinebanking_enroll&update=&cookiecheck=yes and provide the necessary fields with accurate information about yourself and the account you desire.

If you already have an account, you can also effortlessly log into it by checking out http://www.bankofamerica.com/state.cgi?section=generic&update=&cookiecheck=yes&destination=nba/promos/jump/onlineapplications2. You will have to choose the state you are in and click “Online Banking” on the next page. It’s that easy!